1. Introduction
Welcome to Guardian Wallet. These Terms and Conditions, together with any product terms, fee disclosures, privacy notices, issuer/cardholder agreements, payment-provider terms, acceptable-use rules, and policies that are linked or incorporated by reference, govern your access to and use of Guardian Wallet's websites, mobile applications, browser extensions, dashboards, software, subscription-management tools, email-alias tools, merchant-specific virtual-card controls, cancellation-assistance workflows, alerts, analytics, and related services.
In these Terms, "Guardian Wallet," "we," "us," and "our" mean Guardian Wallet Inc. and its affiliates, where applicable. "Services" means the Guardian Wallet software and related features described in these Terms. "User," "you," and "your" mean the person who creates an account, accesses the Services, or uses the Services.
"Issuer/Payment Partner" means the regulated bank, card issuer, payment service provider, program manager, processor, or other third-party provider that issues cards, processes payments, authorizes transactions, links external accounts, performs settlement, handles chargebacks, or provides regulated payment services. "Virtual Card" means a merchant-specific or configurable payment credential made available through the Issuer/Payment Partner and displayed or managed through Guardian Wallet.
Guardian Wallet is a software and subscription-control platform. Guardian Wallet is not a bank, credit union, trust company, lender, securities dealer, portfolio manager, investment adviser, credit bureau, insurer, money-services business, payment card network, or card issuer, unless expressly stated in a separate product-specific disclosure.
2. Acceptance of These Terms
By creating an account, clicking "I agree," accessing the Services, connecting an account, creating or using a Virtual Card, using an email alias, submitting a cancellation request, or otherwise using Guardian Wallet, you agree to these Terms.
If you use Guardian Wallet on behalf of another person or organization, you represent that you have authority to bind that person or organization. If you do not agree to these Terms, you must not use the Services.
3. Additional Agreements
Certain features are governed by additional agreements. These may include an Issuer/Payment Partner cardholder agreement, a prepaid, debit, wallet, card, or payment-account agreement, a fee schedule or disclosure statement, card-network rules, bank-account linking or account-verification terms, app-store terms, privacy and cookie notices, promotional, referral, student, beta, or subscription-plan terms, and merchant-specific terms that apply to subscriptions you manage through Guardian Wallet.
If there is a conflict between these Terms and a product-specific agreement from an Issuer/Payment Partner, the product-specific agreement governs the regulated payment, card, transaction, dispute, chargeback, authorization, account-linking, settlement, or funds-flow issue.
Guardian Wallet does not control whether a merchant, card network, issuer, bank, processor, or payment provider approves, declines, reverses, delays, refunds, disputes, settles, or recognizes a transaction.
4. Eligibility
You may use Guardian Wallet only if you are a resident of Canada, unless we expressly make the Services available elsewhere; you are at least the age of majority in your province or territory of residence, or you use an approved youth/student feature with the consent and supervision of a parent or legal guardian where permitted by law and by the Issuer/Payment Partner; you can form a legally binding contract; you are not prohibited from using the Services under applicable law, sanctions rules, card-network rules, Issuer/Payment Partner rules, or these Terms; and you provide accurate, current, and complete information.
We may refuse, suspend, restrict, or terminate access where required by law, by an Issuer/Payment Partner, by card-network rules, for fraud-prevention reasons, for security reasons, for incomplete verification, or where we reasonably believe that continued access would create legal, operational, financial, security, or reputational risk.
5. What Guardian Wallet Does
Guardian Wallet may provide subscription discovery and tracking, merchant-specific Virtual Card creation or management, spending controls, pause/resume tools, limits, and alerts, email aliases for subscription signups and merchant communications, dashboards showing recurring charges, merchant activity, renewal dates, and estimated subscription costs, cancellation-assistance workflows, privacy and data-minimization tools, notifications, integrations, paid plans, premium features, student plans, trials, promotions, or enterprise/family features.
We may add, remove, modify, suspend, or discontinue features from time to time, subject to applicable law and any required notice.
6. What Guardian Wallet Does Not Do
Guardian Wallet does not hold your funds, maintain a deposit account for you, issue payment cards itself, independently authorize or settle payment transactions, guarantee that any payment will be blocked, approved, refunded, reversed, disputed, or cancelled, guarantee that pausing a Virtual Card cancels your subscription contract with a merchant, provide legal, tax, financial, accounting, credit, debt, investment, insurance, or securities advice, act as your bank, broker, fiduciary, trustee, escrow agent, or financial adviser, provide credit, loans, overdrafts, cash advances, or credit repair services, custody crypto-assets or facilitate virtual-currency dealing unless expressly disclosed in separate regulated terms, or guarantee savings, refunds, merchant cooperation, or cancellation success.
7. Account Registration
To use the Services, you may need to create an account and provide information such as your name, email address, phone number, province or territory, date of birth, address, device information, payment information, bank-account-linking information, identity-verification information, and other information required by us or by an Issuer/Payment Partner.
You agree that all information you provide will be accurate, complete, and current. You must promptly update your information if it changes.
You are responsible for maintaining the confidentiality and security of your account credentials, devices, passcodes, two-factor-authentication methods, email accounts, and connected services. You must notify us immediately at security@guardianwallet.ca if you suspect unauthorized access, account compromise, fraud, or misuse.
We are not responsible for losses caused by your failure to secure your account, device, email inbox, authentication methods, or credentials, except to the extent responsibility cannot be excluded under applicable law.
8. Identity Verification, Fraud Prevention, and Compliance Checks
You authorize Guardian Wallet, our service providers, and our Issuer/Payment Partners to collect, use, verify, and share information as reasonably required to confirm your identity, determine your eligibility, prevent fraud, abuse, money laundering, sanctions violations, unauthorized transactions, and security incidents, comply with legal, regulatory, card-network, and Issuer/Payment Partner requirements, investigate suspicious or prohibited activity, resolve disputes, chargebacks, complaints, and support requests, and maintain the safety and integrity of the Services.
Verification may involve third-party identity, fraud, device-risk, sanctions-screening, account-linking, or payment-processing providers. We may ask for additional information before enabling, continuing, or restoring access to certain features. We may delay, restrict, suspend, or terminate Services if verification is incomplete, inaccurate, inconsistent, expired, refused, or unsuccessful.
9. Issuer/Payment Partner Services
Virtual Cards, transaction authorization, transaction decline, settlement, refunds, chargebacks, linked-account funding, cardholder support, regulated payment services, and related payment functions are provided by the applicable Issuer/Payment Partner, not by Guardian Wallet, unless expressly stated otherwise.
Your use of a Virtual Card or payment feature is subject to the Issuer/Payment Partner's terms, policies, cardholder agreement, dispute procedures, transaction limits, compliance requirements, and fee disclosures.
The Issuer/Payment Partner may approve, decline, reverse, delay, freeze, restrict, or terminate a transaction or card feature in accordance with its own terms, card-network rules, fraud controls, legal obligations, or risk policies.
Guardian Wallet may receive limited transaction, merchant, authorization, card-status, account-status, or error information from the Issuer/Payment Partner so that we can display subscription data, provide alerts, apply controls, troubleshoot issues, and support you.
10. Virtual Cards and Card Controls
Guardian Wallet may allow you to create, view, label, pause, resume, limit, or manage Virtual Cards through the App. These tools are designed to help you manage subscriptions and reduce unwanted recurring charges.
Card controls are not guaranteed to block all charges. A transaction may still be approved or processed because of merchant name changes or descriptor variations, merchant category-code differences, delayed, offline, recurring, retry, batch, tokenized, or network-updated transactions, pre-authorizations, incremental authorizations, tips, deposits, holds, or adjustments, refunds, reversals, chargebacks, or credits, foreign-currency transactions or taxes, card-network, issuer, or merchant rules, technical failures, outages, or delays, merchant attempts to bill a different payment method, or a subscription contract that remains valid even after a card is paused.
Pausing or closing a Virtual Card does not automatically cancel your subscription, membership, contract, debt, legal obligation, or account with a merchant. You remain responsible for reviewing merchant terms, cancelling directly with merchants where required, paying amounts you owe, and monitoring your accounts.
11. Subscription Tracking and Alerts
Guardian Wallet may identify subscriptions using transaction data, merchant names, email data, user input, pattern recognition, or third-party integrations. Subscription data, renewal dates, merchant names, projected charges, savings estimates, duplicate-subscription flags, price-change alerts, and cancellation-status indicators may be incomplete, delayed, estimated, or inaccurate.
You are responsible for reviewing all subscription, billing, renewal, cancellation, and payment information directly with the relevant merchant, bank, issuer, payment provider, or account provider. We do not guarantee that the Services will identify every subscription, detect every price change, prevent every renewal, or alert you before every charge.
12. Email Aliases
Guardian Wallet may allow you to create or manage email aliases for merchant signups, subscription accounts, privacy protection, or cancellation communications.
You are responsible for using aliases lawfully and in compliance with merchant terms. You must not use aliases for fraud, impersonation, spam, harassment, unlawful activity, account takeover, evasion of bans, abuse of promotions, or any misleading conduct.
We may suspend or disable aliases that we reasonably believe are used unlawfully, abusively, fraudulently, or in violation of these Terms. We do not guarantee that a merchant will accept an alias, deliver all messages, process a request, recognize your identity, or maintain access to an account created with an alias.
13. Cancellation-Assistance Tools
Guardian Wallet may provide tools to help you cancel subscriptions, including merchant instructions, guided workflows, reminders, cancellation templates, email-alias communications, chat scripts, phone prompts, or request-submission tools.
Where you ask Guardian Wallet to submit or assist with a cancellation request, you authorize us to act as your limited agent solely for the purpose of preparing, sending, tracking, or supporting that cancellation request according to your instructions.
This limited authorization does not authorize us to make purchases for you, enter into new contracts for you, settle disputes for you, waive rights for you, admit liability for you, make legal claims for you, provide legal advice, access accounts without your authorization, change your merchant account except as directed, or guarantee cancellation.
A merchant may require you to cancel directly, verify your identity, complete additional steps, pay outstanding amounts, return goods, provide notice, or use a specific cancellation channel. Guardian Wallet is not responsible for a merchant's refusal, delay, policy, billing practice, refund decision, or failure to process a cancellation request.
14. Account Linking and Third-Party Data
Guardian Wallet may allow you to connect bank accounts, payment accounts, email accounts, app-store accounts, merchant accounts, or other third-party accounts through approved service providers.
By connecting a third-party account, you authorize Guardian Wallet and its service providers to access, collect, use, display, and process information from that account for the purposes disclosed to you, including subscription tracking, alerts, analytics, fraud prevention, account support, and payment-feature functionality.
You may revoke access where available through Guardian Wallet, the third-party provider, your bank, your email provider, the app store, or the merchant. Revoking access may limit or disable certain Services. Third-party data may be delayed, incomplete, inaccurate, unavailable, or subject to correction. Guardian Wallet is not responsible for third-party account outages, data errors, access restrictions, authentication failures, or provider decisions.
15. Fees, Subscriptions, Billing, Taxes, and Renewals
Guardian Wallet may offer free, trial, promotional, student, monthly, annual, family, premium, or enterprise plans. Before you purchase a paid plan, we will disclose the price, billing frequency, renewal terms, taxes, material restrictions, cancellation method, and any mandatory fees that apply to your Guardian Wallet plan.
Unless otherwise stated, fees are charged in Canadian dollars. Taxes may apply based on your province or territory. By purchasing a paid plan, you authorize Guardian Wallet or our billing provider to charge your selected payment method for recurring fees, taxes, and other amounts disclosed to you, until you cancel.
You may cancel your Guardian Wallet paid plan through Guardian Wallet settings, the billing settings flow, the Help & Support dashboard, or by contacting support@guardianwallet.ca. Cancellation takes effect at the end of the then-current billing period unless otherwise stated or required by law.
We do not provide refunds for partially used billing periods unless required by applicable law or expressly stated in a plan-specific policy. This does not limit any non-waivable consumer rights you may have under provincial or territorial law. Free trials and promotional plans may convert to paid plans only as disclosed at signup and subject to applicable law. We may send renewal, trial-ending, or promotional notices where required by law or where we consider them useful for transparency.
16. Your Consumer Rights
Nothing in these Terms limits rights that cannot be waived under Canadian federal, provincial, or territorial consumer-protection, privacy, payment, language, or other applicable laws.
Depending on your province or territory, you may have statutory rights regarding online contracts, automatic renewals, cancellations, refunds, chargebacks, disclosure, notice, unfair practices, unilateral changes, language, or complaint handling. Where these Terms conflict with non-waivable consumer rights, those rights prevail.
17. Acceptable Use
You must not use the Services to violate any law, regulation, sanctions rule, court order, card-network rule, Issuer/Payment Partner rule, merchant rule, or third-party right; commit fraud, money laundering, terrorist financing, sanctions evasion, identity theft, account takeover, phishing, spam, harassment, or deceptive conduct; obtain goods or services without paying amounts lawfully owed; evade merchant subscription terms, cancellation requirements, fraud controls, geographic restrictions, eligibility rules, or promotional limits; create accounts or aliases for abusive, misleading, or unlawful purposes; interfere with, disrupt, reverse engineer, scrape, data mine, crawl, copy, resell, or misuse the Services; introduce malware, bots, credential-stuffing tools, denial-of-service activity, or automated abuse; attempt to bypass security, access controls, rate limits, identity verification, card controls, or compliance checks; use the Services for business, commercial, or resale purposes unless expressly permitted; upload or transmit unlawful, infringing, defamatory, harmful, or abusive content; impersonate any person or misrepresent your authority; provide false, misleading, outdated, or incomplete information; or assist another person in doing any of the above.
We may investigate suspected violations and may cooperate with Issuer/Payment Partners, merchants, banks, card networks, regulators, law-enforcement agencies, and affected third parties where permitted or required by law.
18. Prohibited Transactions and Restricted Activity
You must not use Guardian Wallet or any Virtual Card for transactions involving unlawful goods or services, fraud, sanctions, money laundering, terrorist financing, weapons, illegal drugs, counterfeit goods, stolen goods, exploitation, hate activity, predatory activity, or any category prohibited by the applicable Issuer/Payment Partner, card network, or law.
The Issuer/Payment Partner may maintain additional prohibited-use categories. Those categories apply to your use of any Virtual Card.
19. Privacy
Our collection, use, disclosure, retention, and protection of personal information are described in our Privacy Policy.
By using the Services, you acknowledge that we may process personal information to provide the Services, verify identity, manage subscriptions, display transaction data, provide alerts, support cancellation workflows, prevent fraud, comply with law, improve the Services, and communicate with you.
You are responsible for ensuring that any personal information you provide about another person is provided with lawful authority and any required consent.
20. Electronic Communications and CASL Consent
You consent to receive electronic communications from Guardian Wallet about your account, security, transactions, subscriptions, cancellations, product changes, legal notices, support, and service-related matters.
Service-related messages are necessary for the Services and may not include an unsubscribe option. We will send marketing or promotional electronic messages only with consent or where otherwise permitted by law. You may unsubscribe from marketing messages using the unsubscribe link or by contacting us. Unsubscribing from marketing messages does not stop operational, transactional, legal, fraud, security, or account-related messages.
21. Security
We use administrative, technical, and physical safeguards designed to protect personal information and account data, taking into account sensitivity, risk, and legal requirements. Security measures may include encryption, access controls, tokenization, logging, vendor due diligence, least-privilege access, monitoring, employee training, incident response, and vulnerability management.
No system is perfectly secure. We do not guarantee that unauthorized access, loss, misuse, interruption, vulnerability, or data compromise will never occur. You must promptly report suspected security issues to security@guardianwallet.ca.
22. Payment-Card Data
Guardian Wallet's goal is to minimize direct handling of sensitive payment-card data. Where possible, card data is tokenized, stored, processed, or transmitted by the Issuer/Payment Partner or a PCI-compliant service provider.
You must not send full card numbers, CVV codes, government identity documents, passwords, or other sensitive information to Guardian Wallet through insecure channels unless specifically requested through a secure process.
23. Service Availability and Changes
We aim to provide reliable Services, but we do not guarantee uninterrupted, error-free, secure, or always-available operation. The Services may be unavailable, delayed, limited, or modified because of maintenance, upgrades, outages, cyber incidents, provider failures, merchant systems, bank systems, card-network systems, regulatory requirements, force majeure events, or other reasons.
We may change, suspend, discontinue, or restrict any feature, subject to applicable law and any required notice.
24. Beta Features
We may offer beta, pilot, early-access, experimental, or preview features. Beta features may be incomplete, unstable, inaccurate, or discontinued. They are provided for evaluation and may be subject to additional terms.
Do not rely on beta features for critical billing, cancellation, legal, financial, or compliance decisions.
25. Third-Party Services and Merchants
Guardian Wallet integrates with or displays information from third parties, including merchants, Issuer/Payment Partners, processors, banks, email providers, identity-verification providers, fraud-prevention providers, app stores, analytics providers, account-linking providers, cloud providers, and customer-support providers.
Third-party services are governed by their own terms and privacy policies. Guardian Wallet is not responsible for third-party services, content, data, availability, security, billing, refunds, cancellations, or decisions. Links to third-party websites or services are provided for convenience and do not imply endorsement.
26. Intellectual Property
The Services, including software, designs, interfaces, logos, trademarks, text, graphics, workflows, data models, templates, documentation, and other content, are owned by Guardian Wallet or its licensors and are protected by intellectual-property laws.
Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable licence to use the Services for your personal, lawful, non-commercial use. You may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, decompile, attempt to extract source code from, or create derivative works from the Services, except to the extent permitted by law.
27. Feedback
If you provide suggestions, ideas, improvements, comments, or feedback, you grant Guardian Wallet a perpetual, irrevocable, worldwide, royalty-free licence to use, reproduce, modify, commercialize, and incorporate that feedback without restriction or compensation, subject to our Privacy Policy.
28. User Content
You may submit information, documents, labels, notes, merchant details, subscription details, cancellation instructions, support messages, or other content through the Services.
You retain ownership of your content. You grant Guardian Wallet a licence to use, reproduce, display, process, transmit, store, and disclose your content as reasonably necessary to provide, secure, support, improve, and comply with legal obligations relating to the Services.
You represent that you have the rights and authority necessary to provide your content and that your content does not violate law, third-party rights, or these Terms.
29. Suspension and Termination
We may suspend, restrict, or terminate your account or access to the Services if you breach these Terms; we suspect fraud, abuse, unauthorized access, or illegal activity; you provide inaccurate, incomplete, misleading, or unverifiable information; required verification fails or expires; an Issuer/Payment Partner, bank, card network, merchant, regulator, court, or law-enforcement authority requires or requests action; continued access creates legal, compliance, operational, security, financial, or reputational risk; your account is inactive for an extended period; a service or feature is discontinued; or we are otherwise permitted or required to do so by law.
You may stop using the Services at any time and may request account closure through the Help & Support dashboard, the privacy and data request flow, or by contacting support@guardianwallet.ca.
Termination does not affect rights or obligations that arose before termination, including payment obligations, dispute rights, privacy rights, indemnities, limitations of liability, and provisions that by their nature survive.
30. Transaction Disputes, Unauthorized Activity, and Chargebacks
For Virtual Card transactions, chargebacks, unauthorized transactions, billing errors, refunds, reversals, declined transactions, and cardholder rights, you must follow the procedures in the applicable Issuer/Payment Partner agreement.
You should also notify Guardian Wallet at support@guardianwallet.ca so we can help route the issue, provide available information, and support the investigation. Guardian Wallet cannot guarantee the outcome of a transaction dispute, cancellation request, refund request, or chargeback.
31. Complaints
We take complaints seriously. You may submit a complaint to complaints@guardianwallet.ca or through the Help & Support dashboard or in-app support flow.
Please include your name, contact information, account email, a description of the issue, relevant dates, affected merchant or transaction, and the outcome you are seeking.
We will acknowledge, investigate, and respond to complaints in accordance with our complaint-handling procedures and applicable law. Where a complaint relates to an Issuer/Payment Partner service, card transaction, regulated payment activity, chargeback, or account-linking issue, we may refer or escalate the complaint to the applicable provider.
Privacy complaints may be directed to our Privacy Officer at privacy@guardianwallet.ca.
32. Disclaimers
The Services are provided on an "as is" and "as available" basis, subject to rights that cannot be excluded under applicable law.
To the maximum extent permitted by law, Guardian Wallet disclaims all warranties, representations, and conditions, whether express, implied, statutory, or collateral, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, security, uninterrupted operation, error-free operation, merchant cooperation, cancellation success, subscription detection, transaction blocking, savings, refunds, or financial results.
Some provinces and territories do not allow limitations on implied warranties or statutory consumer guarantees, so some limitations may not apply to you.
33. Limitation of Liability
To the maximum extent permitted by law, Guardian Wallet and its directors, officers, employees, contractors, affiliates, licensors, service providers, and agents will not be liable for indirect, incidental, special, consequential, aggravated, punitive, exemplary, or similar damages, or for lost profits, lost revenue, lost savings, lost data, loss of goodwill, business interruption, replacement services, merchant charges, subscription renewals, failed cancellations, declined payments, chargeback outcomes, third-party acts, security incidents, or service interruptions, even if advised of the possibility of such damages.
To the maximum extent permitted by law, Guardian Wallet's aggregate liability for all claims arising out of or relating to the Services or these Terms will not exceed the greater of CAD $100 and the fees you paid to Guardian Wallet for the Services in the 12 months before the event giving rise to the claim.
Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for gross negligence, intentional misconduct, fraud, bodily injury, death, or non-waivable consumer rights where such exclusion or limitation is prohibited.
34. Indemnity
To the maximum extent permitted by law, you agree to indemnify, defend, and hold harmless Guardian Wallet and its directors, officers, employees, contractors, affiliates, licensors, service providers, and agents from and against claims, losses, damages, liabilities, penalties, costs, and expenses, including reasonable legal fees, arising from your breach of these Terms, misuse of the Services, violation of law or third-party rights, fraud, misrepresentation, negligence, or wilful misconduct, user content, use of Virtual Cards, aliases, cancellation tools, or third-party integrations in violation of these Terms, or failure to comply with merchant, Issuer/Payment Partner, bank, card-network, or third-party terms.
This indemnity does not apply to the extent prohibited by applicable consumer-protection law.
35. Changes to These Terms
We may update these Terms from time to time. Where required by law, we will provide advance notice of material changes and describe your rights, which may include the right to cancel before changes take effect.
The updated Terms will be effective on the date stated in the notice or in the updated Terms. Continued use of the Services after the effective date means you accept the updated Terms, except where applicable law requires a different method of consent. If you do not agree to updated Terms, you must stop using the Services and may close your account.
36. Assignment
You may not assign or transfer these Terms or your account without our prior written consent. We may assign or transfer these Terms, in whole or in part, in connection with a merger, acquisition, financing, reorganization, sale of assets, corporate transaction, change of control, affiliate transfer, or by operation of law, subject to applicable law.
37. Governing Law and Venue
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict-of-laws rules.
Subject to non-waivable consumer rights, you and Guardian Wallet submit to the exclusive jurisdiction of the courts located in Toronto, Ontario. Nothing in this section limits any rights you may have under the mandatory consumer-protection, privacy, language, or civil-code laws of your province or territory of residence. For Quebec consumers, this section applies only to the extent permitted by the laws of Quebec.
38. Language
Guardian Wallet may provide these Terms and related documents in English and French. Where required by law, including for Quebec consumers, a French version will be made available before you agree to be bound by a version in another language. You may expressly choose to be bound by the English version after receiving the French version where permitted by law.
If there is a discrepancy between English and French versions, the version that provides you with the mandatory protection required by applicable law will apply.
39. Severability
If any provision of these Terms is found invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions will continue in effect.
40. No Waiver
Our failure to enforce any provision of these Terms is not a waiver of our right to enforce that provision later.
41. Force Majeure
Guardian Wallet will not be liable for delay or failure to perform caused by events beyond our reasonable control, including natural disasters, labour disputes, war, terrorism, civil unrest, cyberattacks, telecommunications failures, power failures, provider outages, bank or card-network outages, government action, changes in law, public-health emergencies, or force majeure events.
42. Entire Agreement
These Terms, together with incorporated policies and product-specific agreements, form the entire agreement between you and Guardian Wallet regarding the Services and replace prior understandings about the same subject matter.
43. Contact
For support: support@guardianwallet.ca
For complaints: complaints@guardianwallet.ca
For privacy requests: privacy@guardianwallet.ca
For security reports: security@guardianwallet.ca